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FREELANCE JOB OPENINGS

Current Freelance Job Postings in the following Freelance Categories: (Accounting & Bookkeeping Freelance, Billing & Collections, Budgeting & Forecasting, Cost Analysis & Reduction, Financial Planning, Financial Reporting, HR Policies & Plans, Management Consulting, Accounting & Finance, Outsourcing Consulting, Process Improvement, Stock Option Plans, Supply Chain Management)

Most individuals engaged in legit work at home jobs don't earn thousands of dollars just for stuffing envelopes. As a matter of fact, the odds are that no legitimate home-based businesses will pay off that kind of cash for stuffing envelopes, turkeys, or any other such thing. When it comes to finding lucrative stay-at-home careers, it is best to remember that old axiom: "If it sounds too good to be true, it probably is." If thousands could be made from stuffing envelopes, surely there would be thousands of individuals clamoring to get in on the most lucrative venture ever offered.

While enterprising individuals can earn good wages through self-employment, fantastic claims rarely pay off and many unsuspecting consumers get ripped off chasing a pot of gold at the end of the rainbow. It's best to focus on companies which offer a median income and reasonable expectations, rather than being duped into paying good money for unsubstantiated claims of potential success. The Bible warns against believing false prophets, or those who espouse fraudulent claims. "Beloved, believe not every spirit, but try the spirits whether they are of God: because many false prophets are gone out into the world. Hereby know ye the Spirit of God: Every spirit that confesseth that Jesus Christ is come in the flesh is of God:
What makes legit work at home jobs different from those that promise instant, no-money-down success is that there will generally be contact with a real live company representative who can be dialed via a toll-free telephone number or email address. Legitimate offers for home-based self-employment with bona fide companies will also provide participants with forms for filing taxes on earned income, usually a W-9 for independent contractors. A reputable firm is also just as interested in screening individuals who respond to their advertising as the individuals are in screening them. Company representatives offering legit work at home jobs will often take applicants through a two- to three-day process of verifying skills and experience, providing online or telecommunications training sessions, and scheduling informative conference calls to give serious applicants the tools and skills they need to succeed.

Investing

How many times have you flipped to the back of a company's annual report and found yourself blankly staring at the pages of numbers and tables? You know that these should be important to your investing decision, but you're not quite sure what they mean or where to begin. In Lesson 3, we're going to take our first major step towards changing that. Smart investors have always known that financial statements are the keys to every company. They can warn of potential problems, and when used correctly, help determine what a business is really "worth". An investor who understands financial statements will never have to ask "is this company a good investment?

In This Corner...
People are constantly wondering where to park their money when they don't see any investments that interest them. In this article, we are going to look at two of the most popular ways of using excess cash, and discover just which one is superior!

Introduction to the Stock Market, An: Investing Lesson 1
Have you always wanted to know how to understand a company's annual report and financial statements? In this series of lessons, we set out to teach you how to take the financial statements of a company and carefully analyze them to determine what the stock is truly "worth". This allows you make better investing decisions by helping to avoid the costly mistake of purchasing a company when its share price is too high. This lesson explains how a company issues stock for the first time. It also covers important concepts such as market cap, book value, and p/e ratio. If you've already read the lesson, you can take the Quiz.

Invest in What You Know
One of the biggest keys to successful investing is to only purchase shares of companies you know and understand. Find out how to find these businesses by going through your own laundry room, or listening to your kids.

Investing in Municipal Bonds
Tax-free municipal bonds can be a great investment for those in higher tax brackets. Read this quick and easy-to-use guide to find out if they are something you should consider adding to your portfolio.

Investor's Manifesto, The
Just what makes an investor? All true investors exhibit certain traits, beliefs and characteristics. This is a compilation of those attributes in what I call "The Investor's Manifesto" - not only will they help you make the most of your money, they'll help you enjoy your life.

Love & Money
Relationships and Investing are both complex subjects - mixing the two can sometimes be a recipe for disaster. Here's what you should (and shouldn't) do with your money when you are seriously involved with someone else.

Online Making Money

These are a few of the things that you will need to make sure you know how to do before you begin creating your first site:

1. Decide what your niche will be and find keywords/keyword phrases for your articles and site.

2. Create your own articles for your niche, hire someone to do them for you, or get free/buy PLR articles and rewrite them.

3. Decide on what kind of platform to set your site up on. There are many to chose from that are available for free or paid: blogs,
squidoo, your own hosted website, etc...


4. Pick a catchy URL/name for your site, blog, etc...


5. Optimize your website for search engines.

One of the great things about Making money with articles is you can learn everything you need to know right from the Internet without any previous experience if you are a quick learner and a great reader.

If your business is selling information products to stay-at-home moms who want to start their own at-home business, then you want to write articles that demonstrate your expertise in that area. When those readers get to your resource box at the end of your article, they’ll click on the link expecting more of the same great content. Writing articles for dog lovers, for instance, when your target market is aspiring work-at-home moms just doesn’t make sense.

The best explanation I've ever heard of this was by Jimmy D. Brown who coined the term “useful but incomplete”. What he meant was that your articles should be “useful” to your target audience, but “incomplete” in that they should lead the reader hungrily to seek more information from you. They'll turn to your resource box in search of more.

Quality is also a key ingredient to successful articles. While anyone can throw together a few sentences, combine a few paragraphs, paste on a resource box and call it an article, this slap-dash method is not likely to produce the results you desire. Quite simply, quality content is the key for any kind of success in article marketing.

Corporation

For small and medium sized enterprises, choosing a suitable business solution to automate and expand their businesses is always a hard call.

Using the traditional text editing software to issue orders or quotation for several years, SMEs are prone to replace this by using some database software. Nevertheless, in recent years, database software has sprouted like never before. You can easily get over a million results should you search ?database software? or ?management software? on the internet. So what should be the selection criteria for a SME to choose the most suitable one?

Before getting to the functionality of these applications, it is first crucial to illustrate the reasons why you want one. The common answers for most of the SMEs should mostly be expanding the business, avoiding errors, cutting labor cost, etc. However, these can actually be completed by most of the software on the market and SMEs will opt to select those who have very good reputation in the industry and those who have ?big brand? clients. Just like what our website has stated, we truly believe that every company has its own needs and system. The reason why those ?big brands? can successfully ?merge? themselves with the software is because of their scale and continual adjustment. For a SME, what they usually want is to automate their whole supply chain in a single platform. Issuing invoices, PO or SO by one click is all they want and so why bother using the functions like MRP, General ledger, etc. As you can see, the ulmost important selection criterion is to choose the application which is comparable to your company scale and similar to your company?s business nature.

For the current business software providers, one of the main ways to earn revenue is actually by providing consulting services. This means that they can refine their applications to satisfy their clients? needs. The services seem very alluring but the cost for this service is huge and the consulting frequency is quite high as it is very hard for your employees to single out the defects in months? time. This is like curing the symptoms of your company, yet the disease. Those who argue that in-house IT technicians can modify the software by themselves, will soon regret to be convinced that mastering those programming codes is even harder than climbing Mount Everest. Therefore, the second criterion is to seek for those companies which either provide cheap consultation service or provide a user friendly builder for you to amend the application yourself.

In this regard, certain solution providers introduce numerous breakthroughs to the current web-based business solutions industry. They provide a building platform for clients to freely adjust the values and layout of the applications. Clients can then tailor-make an application to satisfy their unique needs so as to save valuable time for not entering meaningless items.

Another key merit of these providers is the fast deployment in any environment. All you need is a computer with internet function to use the business solutions. This can save you a lot of deployment and installation time compared to packaged software.

Certain business solutions even offer a user-friendly interface with concrete functionality, allowing you to familiarize with the apps in a very short period of time. No technical training is hence needed for your employees.

Credit

There are personal loans for people with bad credit. Now, even borrowers with less outstanding credit records could have the chance to access loan facilities to fund their needs.

Personal loans for people with bad credit are perfect solutions for financial problems of consumers who suffer from poor credit history. If you are among those, you surely would easily agree with this assertion. For sure, you have tried too many times to apply for regular personal loans, which are basically approved based on current credit scores of applicants. People with bad credit records should get used to being rejected when it comes to securing such credit facilities.

The following are several useful information that borrowers with poor credit record should know first and foremost about personal loans for people with bad credit. These insights should be remembered and understood before even considering applying for such loans.

First

You would be surprised at how fast approval for personal loans for people with bad credit could be. Even experts assert that compared to other loan types,bad credit personal loan

are provided faster to borrowers. There is also no requirement for too much documents that should be submitted. Borrowers could save time.

Second

It is a standard practice for lenders that provide such loans to conveniently and directly transfer the approved loan amount to borrowers’ bank accounts. This makes the products more convenient. You do not need to drop by the lender’s office to get your cash. This way, overall safety on your part is also ensured at no extra cost.


Third

The total amount for the loans could be insignificant. However, depending on the type of personal loan you are applying for, you could borrow as much as $15,000. Just remember that the greater your loan amount is, the more difficult your monthly repayment schemes could get. Be sure you could comfortably shoulder the loan repayment corresponding to your outstanding loan amount.

Fourth

Interest rates implemented to personal loans for people with bad credit could be higher compared to those imposed on other loan types. Understand that this is part of the protection the lenders intend to get from taking risks. Poor credit borrowers are risks because lenders do not have the assurance that such people could have the ability and responsibility to repay loans. Thus, lenders need to take extra charges to make sure they would not lose too much if ever a borrower fails to repay.

Paypal Account

PayPal is a rapidly growing e-commerce site that provides online payment solutions for consumers and small businesses. With more than 164 million accounts, PayPal is quickly becoming the leader in online payment. It is owned by eBay and is frequently used by small businesses and online sellers to receive payment, especially on auction sites. Consumers may also use PayPal to send and receive money over the Internet. Setting up a free PayPal account is easy and takes very little time.

Instructions

Step 1

Visit PayPal's website and click on "Sign Up." This will take you to the account creation page.

Step 2

Evaluate your online payment needs. There are three different types of PayPal accounts: personal, premier and business. Personal accounts are recommended if you just buy things online, but you should probably choose the premier account if you buy and sell online. For both personal and premier accounts, it is free to open the account, send money and withdraw money to a checking account in the United States.

Step 3

Once you have decided on the type of account that best suits your needs, click on the "Get Started" link.

Step 4

Enter your personal information, including name, address and phone number. This will create your basic account.

Step 5

Log in to your account. If you will be using your PayPal account to make purchases online or to receive payment, you must add a checking account.

Step 6

Once you enter your account, on the left side of the page under "Set Up Your Account," click on "Add a Checking Account."

Step 7

Enter your bank name, routing number and account number in the fields provided. You can find your routing and account numbers for your checking account at the bottom of one of your personal checks.

Step 8

After a few days, log in to your bank to view your checking account. In order to verify your checking account, PayPal will make two small deposits--typically less than $0.10 each--into your checking account.

Step 9

Once you have determined the amount of the deposits into your checking account, return to PayPal and enter in those amounts where it says "Verify This Account." This is a safeguard to ensure you are the true owner of the checking account.

Step 10

Start using your PayPal account. If you want to add additional services or upgrade your account, simply log in and follow the instructions under "Enhance This Account."

Small Business

For others, however, those words provided another stinging reminder of how policymakers in Washington have failed to back their statements with action. Despite repeated assurances from the administration, accompanied by a flurry of new pro-entrepreneur initiatives, small-business supporters such as Todd McCracken, president of the National Small Business Association in Washington, D.C., are concerned that policymakers remain largely beholden to big business, just as they were when George W. Bush ran the White House.

Just consider Uncle Sam's recent spending habits: $358 billion spent by the feds on small-business initiatives, compared with $2.8 trillion for non-small-business initiatives such as the Wall Street bailout. Even with a vocal supporter in the White House, McCracken contends, Washington's small-business track record of late is full of "bills that just didn't go far enough, proposals that took a wrong turn altogether and initiatives that left us scratching our heads wondering 'What were they thinking?' "

On the other hand--the glass-half-full side--is Lesa Mitchell, vice president of Advancing Innovation of the Kauffman Foundation, an organization devoted to the development of entrepreneurship. "This is by far the greatest level of interest we have seen from any administration," Mitchell says. "And that is a bipartisan comment."

Meantime, Ben S. Bernanke, Federal Reserve chairman under both Obama and Bush, is urging banks to lend more to small businesses, calling it crucial to the economic recovery. Bernanke pointed out that as of June, outstanding loans to small businesses declined to $660 billion in the first quarter, down $40 billion from two years earlier.

At the center of it all is Karen G. Mills, the president's choice to lead the U.S. Small Business Administration. Mills, a New Englander with a strong venture capital and private equity background, has the formidable task of making the role scripted for small business a reality in the economic recovery. As you'd suspect, the small-business community is also divided on her qualifications to fulfill that role, given her résumé heavy on big business.

Careers

Jobs That Are Hiring

Information technology
Information technology is one of the fastest growing job fields in the United States. It's growing so fast that companies are unable to meet the demand with only U.S. job applicants, and many companies outsource their technological needs to India and China because they are unable to find qualified IT professionals in the United States.

Health care
As the population continues to age, the demand for health care is expected to increase rapidly. Health care professionals will be needed to treat illnesses and provide medical attention that ensures a greater quality of life. It doesn't matter what health care profession you pick; the demand is enormous and is expected to only increase with the passage of the new health care reform bill.

Nurse practitioners, physician assistants and physical therapists are listed as three of the top 10 professions on CNN's 2009 Best Jobs list, for their high levels of pay and growth potential. Anesthesiologists and pharmacists also ranked highly.

Financial services
Did you think that financial professionals were suffering because of the economic collapse of the last few years? That isn't the case. While some investment bankers may not be receiving any calls from headhunters anytime soon, there are a lot of finance professionals still in demand. As individuals grapple with the crippling effects of the recession on their finances, the need for financial professionals will only grow.

The demand for financial advisers alone is expected to grow 41 percent over the next six years. CPAs, financial analysts, finance directors, actuaries, and mathematicians are also highly sought after by corporate America.

Jobs That Are Firing

Manufacturing
With all of the jobs being shipped overseas to China, domestic manufacturing jobs are few and far between. The manufacturing sector as a whole has lost 2.1 million jobs. With the closing of several domestic automobile manufacturing plants, factory workers are having a difficult time finding gainful employment.

Even pharmaceutical companies, like Johnson & Johnson and Pfizer, have announced plans to lay off workers over the next few years. Because of the disappointing job outlook, iron workers, welders, sheet metal workers, and drill press operators are some of the worst jobs to have (as far as job security and future outlook) in 2010.

Loan Problems

A small car outside your bungalow, the best education for your child, a unforgettable wedding for your sister, the best treatment in town for your ailing family member, jewellery for your wife or a big refrigerator and a microwave and an air-conditioner…not to forget rising credit card dues…

The solution to these needs, wants and problems lies in finance. Name it and personal loan offer a quick, logically easy solution!

Unlike other loans, this loan is a harass free loan. No clarification, guarantor, security required for this loan! Isn’t it too good to be true? The loan can be used for renovating property, marriage expenses, medical expenses, holidays, purchasing consumer durables, higher education etc.

But why a personal loan when there are specialized loan products to meet specific needs? They may not be always helpful.

Let us take the example of one of the most fundamental needs – good education. While an Education Loan covers the costs relating to your course and the cost of living, your parents may have still needed more cash! Who else would they turn to, but the good old friend-personal loan? You may find it difficult to get a study loan from banks if you plan to do a correspondence course or a part-time one. This loan will help you stick to your plans.

Fast forward. A fairly well-paying job, an educational loan to be paid off. Time to change your second-hand bike for a new car. You will surely not be an ideal candidate for car loans. The possibility of getting a car loan is low even when you settle for second-best, a used-car.

A personal loan will buy you a used car or a new one if your income can justify it. If you fall short of funds for the down payment of the car, (after getting a loan), this loan will help you seal the deal.

Sounds good, doesn’t it! Well, there are a few things to keep in mind, about these loans. You get this loan, primarily based on your income. If you have taken any previous loan, the repayment track record along with your employer’s profile will have a bearing on this loan eligibility. It can also be availed against proof of life insurance policy premium receipts.

Online Jobs

It simply means that you can get different kind of jobs on the internet including: data entry, copywriting, coding etc. And for doing these jobs, you will earn legitimate money. In order to get these jobs, you do not have to pay any fee [it is 100% Free to get these jobs].

You will never invest anything: not even a single cent. There is no FEE of any kind. All you have to invest is, Your Time.

You can make a very decent living online via doing these onlinejobs. And the best thing is that: you will be doing this work while you stay at home

Data Entry Jobs

Data entry category includes simple jobs like: typing, online form filling, data collecting, image editing, document formatting etc. Any person who can operate a PC can do this work. All that you need is a computer and an internet connection.

Nowadays, you can easily make a living online: but first: you need to know in detail about all the available opportunities on the internet.

Some of these opportunities are 100% free to join. For such opportunities, you will never invest any money. Most of the people will prefer these opportunities as they do not want to get scammed on the internet.

In order to be safe: it is quite understandable that a person will only participate in opportunities where no investments are required.

Online Copywriting Jobs

In order to make any money from content writing jobs, you will have to write excellent/helpful/useful content in English. This content needs to have no spelling or grammatical mistakes. Actually, you may have little grammatical mistakes.

Most of the people who will hire you to do writing work for them: they will not much care about the grammar. The real thing is to write original/unique/fresh and informational content.

Part Time Jobs

To earn money, one option you have is to go get a job. Typical and obvious jobs for teenagers include:

• working at a fast-food restaurant
• working as a clerk in a store
• working as a bag boy at a supermarket
• etc.

What you get out of a job like this depends on your attitude. If your attitude is, "I hate this job," then obviously you will get nothing out of it.

If, on the other hand, you look at your job as an opportunity to learn how a business works from the inside out, then you can get a lot out of it. Many of the millionaires in this country, for example, are owners of franchise and private restaurants. Many of them learned how to run a restaurant by working in a restaurant.

Owning a restaurant is not easy, It requires quite a bit of knowledge and skill to be successful. Start gathering the knowledge and skill as a teenager by working in a restaurant. Try as many positions as possible and ask lots of questions about cash flow, staffing, inventory, etc. Also keep in mind that there are lots of different kinds of restaurants: fast food, family dining, elegant dining, etc. They pay differently and appeal to different people. Look around at the options before making up your mind.

If you apply this attitude to any job you have, you can give yourself a tremendous boost. See the article How to make a million dollars for lots more information on this approach. For a great book describing this process, see the book Dave's Way on the books page. This book shows how the founder of the Wendy's chain got his start as a teenager. A fantastic, fun-to-read book!